Savings Accounts

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Product Features	Regular Savings	Money Market Deposit Account	SIMPLE IRA	SEP IRA	Certificate of Deposit
Description	Save for a general or specific financial goal.	Designed for customers with larger balances.	Savings Incentive Match Plan for Employee.	A type of traditional IRA for self-employed individuals or small businesses.	Certificate terms from as little as 91 days to 60 months.
Minimum Balance to Open	$100	$2,000	$10	$10	$500
Monthly Maintenance Fee	$2 if balance falls below $200	$8 if balance falls below $2,000	None	None	None
Minimum Balance To Avoid Maintenance Fees	$200^* Minimum daily balance	$2,000 Minimum daily balance	None	None	None
Activity Fees	None	$5 per debit in excess of 6	Early withdrawal penalty may apply	Early withdrawal penalty may apply	Early withdrawal penalty may apply
Earns Interest
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^*Fee waived for individuals 18 years or younger.