Mortgage

At the Garrett State Bank, we can customize a mortgage loan to fit your needs. Whether you are buying, building, refinancing or renovating your home we offer a wide variety of mortgage products to make your financing easy.

Today's Featured Rates	30 Year Fixed Rate	20 Year Fixed Rate	15 Year Fixed Rate
Apply Now! As of: 4/9/2025	Rate 6.875%	APR* 6.968%	Points 0	Rate 7.125%	APR* 7.247%	Points 0	Rate 6.500%	APR* 6.649%	Points 0

Today's Featured Rates

As of: 4/9/2025

Rate

6.875%

APR*

6.968%

Points

Rate

7.125%

APR*

7.247%

Points

Rate

6.500%

APR*

6.649%

Points

*APR Assumptions APR = Annual Percentage Rate. Interest rates are subject to change at any time and without notice due to changes in the mortgage market. Interest rates may also change according to credit and property approval based on secondary market guidelines. Rates displayed above are based on interest rates available for customers with credit scores of 760 or higher. Your individual rate may vary. The APR calculations include the interest rate plus other charges and fees and are based on a loan amount of $200,000 for the purchase of a primary residence with 80% loan-to-value (LTV). For Adjustable Rate Mortgage (ARM) programs, the rate may increase after consummation. All ARM programs based on 30-year term. Loans over 80% loan-to-value (LTV) may require private mortgage insurance (PMI).