Personal Checking

Personal Checking Accounts

Choose a checking account with unique features that best suit your personal banking needs.

View account details by clicking on the buttons below.

Mainstreet Green

Mainstreet Silver

Mainstreet Advantage

Mainstreet Gold

Product Features Mainstreet Green
Checking*
Mainstreet Silver
Checking**
Mainstreet Advantage
Checking***
Mainstreet Gold
Checking****

Interest Paid

None

None

Checkmark

Monthly interest balances over $1,000

 Premium rates on higher tiered balances

Minimum Opening Deposit

$50

$50

$100

$100

Minimum Balance to Avoid Maintenance Fee

None

$200

$1,000

$25,000 or more

Monthly Maintenance Fee

$4 - Waived with direct deposit

$4 - Waived with direct

deposit, E-statement or minimum daily balance

$8

$10

Transaction Fee
(if below minimum balance)

None

None

$.25 per check/debit

None

Direct Deposit

Checkmark

Checkmark

Checkmark

Checkmark

Additional Benefits

Fee waived to students with school ID up to 25 yrs.

Free box of checks,
Free safe deposit box for 1 year

Earns interest with minimum requirements

Free Mainstreet “Gold” checks
Free safe deposit box

 

More Account Details More Account Details More Account Details More Account Details

* Environmentally friendly, a no frills account with unlimited check writing, no transaction limitations, plenty of free services and recycled checks are available for this account. A $2.00 handling fee for paper statements.

** For customers age 55 or over, with additional perks and unlimited check writing.

***Environmentally friendly account with the benefit of earning interest. Unlimited check writing, no transaction limitations and recycled checks are available for this account. A $2.00 handling fee for paper statements.

**** A complete checking account that rewards you for your total account relationship with unlimited check writing.